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What You May Need When Getting a Mortgage
There are several steps you need to take when acquiring a mortgage. Sales contract on the purchase of your new home. Copy of sales contract and certified closing statement on your current home. For FHA loans: Copies of your Social Security card and drivers license....
Buying a Home
My goal is simple: To help you find your home and guide you through the daunting process that it is. It’s not as easy as knowing how many bedrooms you want. The Phoenix East Valley has every kind of home, in every shape and size. Every neighborhood has it’s own perks...
Before You Write the Offer
Most people believe that writing an offer consists of deciding a price…………….. Yeah, there’s a little more to it than that. Our purchase contract is 10 pages long. It is filled with information on what will be included in the sale, how the sale will work, the...
Fees Paid out of Escrow
Recently, I had a little disagreement with an Escrow rep. In this particular case, my buyers lender required that a bill be paid out of escrow. If my buyer had made a payment directly, it could take some time to reflect on the credit report, where being included on...
Is it up to Code?
Every buyer has the right to do an inspection on a home. Most will use a licensed home inspector to go through and touch and twiddle with every moving part, test all the functions of all the things… you see where I’m going with this. However, one of my biggest pet...
Contractual Time Frames
Without making this too complicated, here’s a brief outline of the timelines, as agreed to in a normal, boilerplate contract. Time for Acceptance – This is the time that the buyer is on the line for the contract, if signed and received within that time. This is not a...