What You May Need When Getting a Mortgage

There are several steps you need to take when acquiring a mortgage. Sales contract on the purchase of your new home. Copy of sales contract and certified closing statement on your current home. For FHA loans: Copies of your Social Security card and drivers license....

Finding the Right Lender

Working with the right lender is crucial! Please do not be fooled by the teaser rates available on a poster in your local bank. Those are not accurate rates. Your bank will likely be able to give you an excellent rate for your loan. However, you may lose out on your...

The Challenges When Getting Pre-Approved for a Home

I have heard several people refer to the loan process as “similar to an audit”. It’s completely invasive, demanding and heavily regulated these days. Gone are the times when we could promise the lender that we really can afford that half a million dollar home, pinky...

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