Buyers Guide

A simplified layout to home ownership. Click on any of the links for further information on that subject. Check back for more as more information is gathered and deemed necessary to add here.

Interview Real Estate agents

Getting Prequalified for a home loan (if using financing)

Searching for the right home

Writing an offer      And MORE

  • What happens if your offer is rejected
  • What happens with counter offers
  • What to do when multiple offers

Going under contract – accepted offer

Opening escrow

Getting a Home Loan

The inspection Period

The Appraisal

  • How to prepare and what to expect

The Finance Contingency

The Final Walk Through

Signing the docs


  • When do you get keys?

Read the latest Buyer articles, from the blog.

What to Bring to the Closing Table

Listed below are the items you need to obtain and bring to your escrow appointment. Note: Make sure all of your lender’s requirements have been met before your appointment. Identification: In order to notarize your signature you must bring picture I. D. (current...

Understanding Property Taxes

Annual Tax Statement Annual tax statements are billed for the year, although they are not issued until the fall of the current year (September or October). Taxes May be Paid in Two Halves: • The first installment is due September 1 and delinquent November 1 • The...

Potential Issues With Title

Listed are potential scenarios in buying a home. For additional explanations please contact your local escrow office. These are situations that have created the need for a little extra Title Insurance. Scenario 1 The current homeowners purchased their property eight...

What You May Need When Getting a Mortgage

There are several steps you need to take when acquiring a mortgage. Sales contract on the purchase of your new home. Copy of sales contract and certified closing statement on your current home. For FHA loans: Copies of your Social Security card and drivers license....

Buying a Home

My goal is simple: To help you find your home and guide you through the daunting process that it is. It’s not as easy as knowing how many bedrooms you want. The Phoenix East Valley has every kind of home, in every shape and size. Every neighborhood has it’s own perks...

Before You Write the Offer

Most people believe that writing an offer consists of deciding a price…………….. Yeah, there’s a little more to it than that. Our purchase contract is 10 pages long. It is filled with information on what will be included in the sale, how the sale will work, the...

Fees Paid out of Escrow

Recently, I had a little disagreement with an Escrow rep. In this particular case, my buyers lender required that a bill be paid out of escrow. If my buyer had made a payment directly, it could take some time to reflect on the credit report, where being included on...

Is it up to Code?

Every buyer has the right to do an inspection on a home. Most will use a licensed home inspector to go through and touch and twiddle with every moving part, test all the functions of all the things… you see where I’m going with this. However, one of my biggest pet...

Contractual Time Frames

Without making this too complicated, here’s a brief outline of the timelines, as agreed to in a normal, boilerplate contract. Time for Acceptance – This is the time that the buyer is on the line for the contract, if signed and received within that time.  This is not a...

Understanding Title Insurance

In Arizona, most real estate transactions are closed with a title insurance policy. Many erroneously assume that possession of the deed to the property is all they need to prove ownership. This is not true. Unknown title defects may attach to real estate. A property...

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