A simplified layout to home ownership. Click on any of the links for further information on that subject. Check back for more as more information is gathered and deemed necessary to add here.

Interview Real Estate agents

Getting Prequalified for a home loan (if using financing)

• Working with a qualified lender, how to choose the right lender.
• If purchasing with cash, obtain a proof of funds for your purchase

Searching for the right home

Writing an offer      And MORE

• What happens if your offer is rejected
• What happens with counter offers
• What to do when multiple offers

Going under contract – accepted offer

• Understanding the time frames
• Potential Breach, and Cure

Opening escrow

• Understanding Escrow

Getting a Home Loan

The inspection Period

• The Sellers Disclosures
• The Claims History Report
• What are the buyers responsibilities
• What are the sellers responsibilities
• What are the agents responsibilities
• Types of inspections
  • Outside the box thinking
• Ordering your Home Owners insurance
• What to expect when inspecting
• Is the home to code? No.
• How to choose an inspector  and WHO
• Completing your inspection period (the BINSR)
  • What repairs to ask for

The Appraisal

• How to prepare and what to expect

The Finance Contingency

• Being cautious with your credit!

The Final Walk Through

Signing the docs

Closing/Recordation

• When do you get keys?