Buyers Guide

A simplified layout to home ownership. Click on any of the links for further information on that subject. Check back for more as more information is gathered and deemed necessary to add here.

Interview Real Estate agents

Getting Prequalified for a home loan (if using financing)

Searching for the right home

Writing an offer      And MORE

  • What happens if your offer is rejected
  • What happens with counter offers
  • What to do when multiple offers

Going under contract – accepted offer

Opening escrow

Getting a Home Loan

The inspection Period

The Appraisal

  • How to prepare and what to expect

The Finance Contingency

The Final Walk Through

Signing the docs

Closing/Recordation

  • When do you get keys?

Read the latest Buyer articles, from the blog.

Switch Bait Financing Issues

We're in a competitive market right now and buyers are getting desperate. They're up against multiple offers, with variant levels of risky conditions. Buyers waiving contingencies Buyers making earnest money non-refundable Buyers are paying cash more than ever Buyers...

Investors and Wholesalers

Arizona is being purchased up by investors, and the public is feeling the strain. But who are these investors buying up all the homes and why?   iBuyers The iBuyer has been around for a while now, and a lot of sellers have benefited from them. They move in to an...

The Claims History Report

First, lets just clear something up... The Claims History is NOT the same as a CLUE report. We do not get a CLUE report from the insurance company. A CLUE is a Comprehensive Loss Underwriting Exchange report. A CLUE report will give you the claims history, sure, but...

The Sellers Disclosures (SPDS)

The Sellers Property Disclosures Statement is commonly known in the Real Estate world as the SPDS (or Spuds, but never spell it that way!). In the state of Arizona, we are what you would refer to as a Disclosure State. That means that the seller of a property is...

Disclaimer Deed

Arizona is a community property state... so when one spouse purchases a home and does not go on title, as an owner, the non borrowing spouse will need to sign a Disclaimer Deed. What should you know about Disclaimer Deeds? A disclaimer deed is a document that is filed...

Proof of Funds

When you are buying a home with cash, the contract states that a proof of funds (POF) will be provided. There is no standard form however. Proof, is proof. So, what would be considered a valid proof of funds? Bank statement. If you choose to do this, you should...

The Cure Notice

In the purchase contract, there are MANY items that both parties are responsible to follow. If you do not follow these terms of the contract, you may be in breach. However, according to the Arizona Purchase Contract, if you are outside of the terms of the contract,...

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