BUYING A HOME

My goal is simple: To help you find your home and guide you through the daunting process that it is.

It’s not as easy as knowing how many bedrooms you want. The Phoenix East Valley has every kind of home, in every shape and size. Every neighborhood has it’s own perks and problems. Different styles of homes, offering something to fit everyone’s dream. It’s important to understand what you imagine your life being like after you have your home. What are your hobbies, what do you do on your down days, where do you shop, where do you work, how close do you want to be to family?

Whether you’re looking to move up, move out or invest in a property, we will guide you along the way. We are the experts when it comes to the Valley’s homes, and what each city has to offer. With over 15 years in construction, Real Estate, and Investment… we have the knowledge to help you make the right purchase.

Frequently Asked Questions About the Buying Process

What should I do first?

Obviously… contact me. :-) You should always work with an agent you’re comfortable with. Make sure they have done MORE than a handful of transactions in a year. Each transaction can present a slew of problems and an experience agent will know how to resolve issues that may arise. This person should be someone you trust to protect YOUR best interest. Hopefully that’s me… but if we aren’t a good fit I can help you find an agent that might be a better fit.

How do I know what to look for?

The most important thing is you LIFE. My favorite part of the job is getting to know people, and learn about their lives. Where do you work, where do you play, where do your friends and family live, and what are your hobbies? Buyers tend to get caught up on the fancy price… that big dream house. They get too distracted to look at what’s important.  I help you imagine what your life will be like once that new house smell has worn out and you’re content and comfortable. I’m going to help you find the home you’ll be happy with, even then.

How do I get Pre-Qualified?

Unfortunately, you’ll need this in order to get too far, even in the shopping process. This is just how the world works. I can help you there as well. I have an amazing lender that can help you get qualified for the house you want. The bonus is, if you don’t qualify, they can help you make the repairs needed to get that qualification. It’s important to get pre-qualified for 2 reasons. 1. If you are shopping in a different price range, you may be disappointed with everything you see. 2. Some sellers won’t even allow an unqualified buyer through the doors… for safety and security purposes.

Offering on a house.

Not really a question, but the biggest contract you’ll probably ever enter into. Strategies can vary. There is a difference in approach, depending on your motivation, financial situation and the loan you’ll be obtaining. Contact me, and I can walk you through the process.

What to expect in Escrow.

Once you’re under contract, you will need guidance to ensure proper inspections and steps have been taken to ensure you’re not in over your head. You will be completely responsible for all inspections and investigations of the property… The rest of the escrow process is simply following the Lender’s instructions to get to funding and close. Your agent should be involved the whole way to ensure everything keeps moving smoothly.

What happens at closing?

The date of closing is different than the date you sign your documents. Your loan documents will need to be at Title/Escrow 3 business days prior to closing. At that point, you’ll schedule your signing. Once everything has been signed, your lender will release the funds to Title. If funds are received by the wire cut off time for that Title office, you will record the same day. If not, the recording will happen the next business day. Once the deed has been recorded (before 5pm) that’s when you get the keys to your new home!

Now what?

Well… if you’re my client, I continue to help you in every way I can. Whether it’s finding a contractor for those much needed upgrades, or just finding the best Pizza joint near you.  I will help you in every way possible, so that your home really is your dream home!

Contact me today for a marketing proposal for your home and you’ll see why my listings sell faster and for more money than the rest!

480-788-3232
Serena@SereneLivingAZ.com

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