For the love of all that is holy… do NOT do any of these things while you’re under contract to buy a home.

Your lender may pull credit and bank statements prior to funding the close of the loan, and even something as simple as a birthday check can cost you thousands, if not your dream home.

DO NOT Change Jobs:  

Changing jobs before or during the loan process can create a real problem in  qualifying you for a loan, particularly if that job is in a different line of work or at a lower rate of pay.

DO NOT Switch Banks Or Move Money Around:  

It’s difficult to verify funds if money is moved, so leave everything as i  until  your loan is closed.

DO NOT Pay Off Bills:

Your loan office will advise you if it is necessary to pay off bills to help you qualify and obtain sufficient proof of payment.

DO NOT Make Any Major Purchases:  

Large purchases have a major impact on qualification.If you add a payment,   or increase a payment it will decrease your qualificationamount. Stay away from purchases such as cars, boats, r.v.’s, furniture, etc.

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